Win The Life Insurance Game: Do These 4 Things Before Getting Your Physical

liranAs if acquiring life insurance wasn’t hectic enough, did you know that you might be required to get a physical exam? A licensed phlebotomist, nurse, or medical doctor will check your vitals: blood, urine, blood pressure, height, and weight. The insurance provider will then use this information to determine whether it wants to insure you and what health class you fit into, which affects your policy’s price. With the physical’s results in hand, an insurance company can get a detailed snapshot of your health. But don’t worry; companies aren’t necessarily interested in one bad reading — it’s the overall picture that counts. For example, while slightly elevated liver enzymes don’t automatically mean you’ll get declined, very elevated levels could. Similarly, blood sugar levels indicating Type […]

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